Attention homeowners in Louisville and Jefferson County: Get an Appraisal today!

The top 7 reasons why KY homeowners call on The Castlerock Real Estate Company:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a KY property tax assessment
  3. Remove PMI to cut your mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a KY divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Jefferson County or the state of KY

Need help determining the price of your house in or near Louisville, KY?
Contact The Castlerock Real Estate Company.

At The Castlerock Real Estate Company, we understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at The Castlerock Real Estate Company will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At The Castlerock Real Estate Company, we're experienced in helping consumers just like you do away with unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal report from The Castlerock Real Estate Company is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. A professional appraisal from The Castlerock Real Estate Company can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.